Navigating the Complexities of Medicare: A Simple Guide
Medicare is a federal health insurance program for individuals 65 or older and certain younger people with disabilities. It helps cover healthcare costs, but it’s essential to understand what it includes and how it works. Let’s break down the basics to help you make informed decisions.
- Part A (Hospital Insurance): Covers inpatient care in hospitals, skilled nursing facilities, hospice, and some home health care.
- Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and some medical equipment.
- Part C (Medicare Advantage): An alternative way to receive your Medicare benefits through private insurance companies.
- Part D (Prescription Drug Coverage): Helps cover the cost of prescription drugs.
